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Chaman Debt Recovery is a premier Nigerian debt recovery and credit management firm, providing first-class, result-oriented, and legally compliant recovery solutions for individuals, SMEs, large enterprises, financial institutions, multinationals, and diaspora-based clients. As a fully independent entity under the renowned Chaman Group, we operate with integrity, precision, and the full backing of a distinguished legal powerhouse—Chaman Law Firm. Our core mission is to recover debts professionally, ethically, and efficiently, while preserving business relationships and adhering to the highest standards of legal and commercial practice. We have built our reputation on speed, strategy, legal expertise, and unwavering commitment to client satisfaction. Whether you are dealing with unpaid invoices, commercial credit defaults, failed contract payments, loan enforcement issues, or cross-border debt recovery from Nigerian individuals or businesses, Chaman Debt Recovery is your trusted partner. We aim to be Nigeria’s No. 1 and most reliable debt recovery company, recognized for excellence in ethical debt resolution, cross-border recoveries, and commercial dispute enforcement. Our Core Values • Professionalism: We handle each matter with the utmost competence and confidentiality. • Integrity: We maintain ethical standards in all dealings and enforce only just claims. • Result-Driven: We are committed to achieving optimal results using the most strategic methods. • Client-Centric Approach: Every recovery effort is tailored to the unique circumstances and interests of our clients. • Legal Precision: Backed by experienced legal professionals, our methods are lawful, strategic, and court-admissible. • Efficiency: Time is crucial—our systems are built for rapid and successful recoveries. Our Services Chaman Debt Recovery offers a full suite of debt recovery and credit enforcement services, ensuring that every stage of the recovery process is handled with professionalism and urgency. 1. Commercial Debt Recovery We assist companies and institutions in recovering unpaid debts, breached contracts, and defaulted receivables from other businesses or clients. This includes: • Corporate debt collection • Contract enforcement • Business-to-business (B2B) debt recovery • Supplier and vendor disputes 2. Personal Debt Recovery For individuals or private lenders, we recover: • Loans to friends, partners, or family members • Rent arrears • Defaulted agreements and pledges • Informal credit recoveries with or without written contracts 3. Loan Recovery for Financial Institutions & Cooperatives We work with: • Microfinance banks • Cooperative societies • Investment groups • Fintech lenders To recover delinquent loans and enforce lending agreements. 4. Cross-Border and Diaspora Debt Recovery Nigerians abroad often face the challenge of recovering funds from defaulting businesses or individuals in Nigeria. We specialize in: • Diaspora-to-Nigeria recovery • Foreign corporate claims against Nigerian-based businesses • International arbitration support • Legal representation of foreign claimants in Nigerian courts 5. Mediation and Negotiated Settlements Where litigation may be too expensive or time-consuming, we offer: • Debt negotiation • Settlement structuring • Mediated resolution meetings • Enforceable terms of repayment 6. Litigation and Enforcement In cases where amicable settlement fails, we initiate: • Court action for recovery • Garnishee proceedings • Writs of execution • Bankruptcy or insolvency filings (where applicable) 7. Debt Risk Advisory & Recovery Strategy We provide consulting services to help clients: • Assess recoverability of debt • Draft debt instruments • Structure lending agreements • Avoid bad debts from the start 8. Real Estate-Related Debt Recovery We assist landlords, estate agents, property managers, and property developers with: • Rent arrears recovery • Service charge defaults • Purchase installment defaults • Recovery of development funds 9. Government and Public Sector Debt Recovery We handle contract enforcement and debt recovery from: • Ministries, Departments and Agencies (MDAs) • Local governments • Public-private partnerships • Government contractors 10. Business Receivables Management We help businesses manage their receivables through: • Outsourced receivables follow-up • Invoice verification • Reminder systems and escalation protocols Who We Serve • Private Individuals • Business Owners • SMEs • Multinational Corporations • Financial Institutions • Government Contractors • International Creditors • Nigerians in the Diaspora • Cooperatives and Loan Clubs • Religious and Non-Profit Organizations Our Competitive Edge • Legal Backing: Operated by legal professionals with in-depth knowledge of Nigerian law • Speed: We pursue every case with urgency • Digital Tools: We combine legal skill with CRM and tech tools for tracking and managing debt • Confidentiality: Your matters are handled discreetly • Ethical Practice: We comply with professional conduct codes and anti-harassment standards • End-to-End Service: From demand to enforcement, we handle everything Our Team Our recovery team is made up of: • Licensed legal practitioners • Professional debt recovery officers • Litigation support personnel • Account reconciliation specialists • Field investigators • Client relationship managers All supervised by senior professionals with extensive experience in law and commercial recovery operations. Our Coverage We operate across all states in Nigeria, with field representatives and partner networks in major cities including: • Lagos • Abuja • Port Harcourt • Ibadan • Enugu • Onitsha • Kano • Benin • Asaba • Abeokuta We also offer remote and digital services to foreign clients and diaspora Nigerians. Our Affiliations Chaman Debt Recovery is affiliated with: • Chaman Law Firm (www.chamanlawfirm.com) – Legal Advisory and Litigation • Chaman Integrated Ltd – Contract Enforcement and Property Recovery • Chaman Properties – Real Estate-Linked Debt Matters • ChamanTech Solutions – CRM and automation integration for case tracking We invite individuals and organizations who are struggling with unpaid debts, defaulting partners, or enforceable credit agreements to reach out to us for an effective and professional debt recovery experience.  

Moses Covenant Tours (MCT) is a privately owned Ethiopian destination management company that was founded in 2011. With its wide expertise and professionals MCT, enables clients to explore more about top tour destinations in Ethiopia beside MICE tours in Ethiopia and car rental services with in Ethiopia. We as a team, reflects our deep wishes to travelers that would like to get our service with in Ethiopia and the vicinity. What began as a small firm with only a handful of employees, from a very small room with a few sets of cars, that can provide the best quality service to meet up with our esteemed client’s interest. Our field resources are equipped with up to date camping gears, a variety of comfortable and brand new field vehicles, a wide knowledge base drivers and professional Ethiopian escort guides. We have a very good and amicable relation with destination owners, hotels, restaurants, Airlines and other stockholders in the sector. Our field vehicles are always standby at any point of the day to provide service not only to tourists but also for companies and individuals who would like to hire them for their own purposes. The founder Mr. Temesgen Mengistu has been in tourism profession for the last 18 years. Temesgen’s professional life has started as a tour operator and tour guide right after graduating from Catering tourism training center (CTTI) from one of the prestigious tourism institution in Addis Ababa.

Marvels Hardware is a leading hardware company with branches in Beitbridge and Chiredzi, Zimbabwe. Dedicated to providing high-quality building and construction materials to residential, commercial, and industrial customers. With a diverse range of products including plumbing materials, paints, building materials, doors and lock sets, lubricants, roofing materials, ceiling materials, electricals, protective clothing, tiles, and home tools, Marvels Hardware is committed to meeting the needs of its clients with efficiency and excellence. Building materials Doors and locksets Plumping materials Protective clothing Electricals Roofing Paints Tools Tiles Marvels Hardware, headquartered in Beitbridge, Zimbabwe, stands at the forefront of the hardware industry, committed to supplying top-notch building and construction materials to a wide spectrum of customers, spanning residential, commercial, and industrial sectors. Our extensive product lineup encompasses plumbing materials, paints, building essentials, doors and locks, lubricants, roofing and ceiling solutions, electrical components, protective wear, tiles, and an array of home tools.

With the first branch established in Gaborone, Botswana in 1991, Builders World has since grown to 16 more branches countrywide and currently still expanding. Builders World has strived to supply the people of Botswana with the means to build, renovate, or repair their homes and other buildings. We’ve worked hard to provide fantastic advice, quality materials, and trust. Our wide range of products and services are of a high standard, and customer satisfaction is our aim. We offer a wide range of products like paint, roofing, fencing, garden tools, power tools, construction tools, plumbing, electrical, windows, doors, locks, boards, chemicals, steel, timber, tiles, water pumps, generators, welding equipment, accessories, fittings, and much more. Our customers range from private homeowners to professional contractors who have come to rely on us. Our knowledgeable sales staff and professionals work together to bring the best customer service to people. Whether you want products, quotations, or advice, our staff are waiting to help.

TRONIC is a leading supplier of electrical and lighting solutions for residential, commercial and industrial applications throughout the Middle East and Africa. Founded in 1993, we actively work to promote international standards and are uniquely placed to cater to infrastructure projects across Africa. Adaptors & Extensions Appliances Bells Cables Cable Management Earth Rod & Accessories Fans & Accessories Fire Panels Indoor Lighting ESTIA Industrial Plugs & Sockets Ladders Lamp Holders & Batten Fittings Outdoor Lighting Sensors Swimming Pool Lights Switch Gear Tools With a presence in over 10 African countries, we are constantly tracking market trends, and are focused on product development to meet our customers’ needs. We offer energy savings without compromising performance, efficiency and comfort. Our high performance lighting solutions cater to a wide range of applications such as sports, roads, tunnels, cityscape, office, education and industry. We are committed to providing you a comprehensive range of reliable, high quality and competitively priced products to our customers At TRONIC we believe in refining our customers experience and improving performance in lots of little ways that make big differences. Our aim is to exceed the requirements of customers all over the world and to become the trusted, reliable, professional long-term partner for cost-effective and quality electrical products and lighting solutions. We aspire to achieve solutions where aesthetics, optical performance, and energy consumption are all in perfect balance and harmony.